You're better with money than you think


Hello Reader ,

We used to think we were hopeless with money.

Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different.

By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower.

Sound familiar?

Here's what we discovered: We weren't the problem. The approach was.

Most budgets start with the wrong question. They ask: "How little can you spend?"

But the right question is: "What do you want your money to do for you?"

Think about your last "budget-breaking" purchase. Maybe it was:

  • Dinner with friends who were celebrating
  • A course that could advance your career
  • Something small that brightened a difficult day

Were these really mistakes? Or were they investments in relationships, growth and your wellbeing?

The problem isn't that you're spending money. It's that you're spending it unconsciously.

When you align your spending with your actual priorities (not what you think they should be), something magical happens:

You stop feeling guilty about money decisions. You start feeling intentional.

We've been working with people to create what we call "values-based money plans" - and the results have been incredible.

No more restriction. No more guilt. Just clarity about what matters and a plan that actually works.

Quick question: Think about your last month of spending. What purchase are you most proud of and what purchase do you most regret?

Hit reply and let me know - I'd love to hear from you.

Ready to stop the budget-guilt cycle? If you'd like some help creating a spending plan that actually works with your life (not against it), click here to schedule a free, 15 minute call and let's see how I can help!

Love,

Money and Marriage

Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.

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