Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
You're better with money than you think
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Hello Reader , We used to think we were hopeless with money. Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different. By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower. Sound familiar? Here's what we discovered: We weren't the problem. The approach was. Most budgets start with the wrong question. They ask: "How little can you spend?" But the right question is: "What do you want your money to do for you?" Think about your last "budget-breaking" purchase. Maybe it was:
Were these really mistakes? Or were they investments in relationships, growth and your wellbeing? The problem isn't that you're spending money. It's that you're spending it unconsciously. When you align your spending with your actual priorities (not what you think they should be), something magical happens: You stop feeling guilty about money decisions. You start feeling intentional. We've been working with people to create what we call "values-based money plans" - and the results have been incredible. No more restriction. No more guilt. Just clarity about what matters and a plan that actually works. Quick question: Think about your last month of spending. What purchase are you most proud of and what purchase do you most regret? Hit reply and let me know - I'd love to hear from you. Ready to stop the budget-guilt cycle? If you'd like some help creating a spending plan that actually works with your life (not against it), click here to schedule a free, 15 minute call and let's see how I can help! Love, |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hi Reader, Here's something I see happening in almost all couples I work with. When one person brings up money out of nowhere, the other person shuts down. Not because they don't care — but because they weren't ready. They feel cornered. And a conversation that starts with one person on the defensive almost never ends well. Here's what changes that. Before you bring up money this week, try this instead: "I'd really love for us to [get out of debt / save up an emergency fund / go on that trip...
Hey Reader, Someone said something to me this week that made my whole day. She told me that after using my money plan for a few months, she couldn't live without it. Not "it's been helpful" or "it's made a difference." She couldn't live without it. And that's exactly the kind of thing that reminds me why I do what I do — because when a woman goes from avoiding her finances to not being able to imagine life without a plan, something has fundamentally shifted not just in her bank account but in...
Hey Reader, I still remember the day I found out. We were in debt and my husband bought a PlayStation. I was furious, not really about the PlayStation, but because we weren't on the same team with money. Maybe you've had a moment like that. Or maybe things are fine, but money conversations in your house are just... tense. A little awkward, something you both avoid. Either way, I get it. After years of working this out in my own marriage, and helping other couples do the same, I know one thing...