Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
You're better with money than you think
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Hello Reader , We used to think we were hopeless with money. Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different. By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower. Sound familiar? Here's what we discovered: We weren't the problem. The approach was. Most budgets start with the wrong question. They ask: "How little can you spend?" But the right question is: "What do you want your money to do for you?" Think about your last "budget-breaking" purchase. Maybe it was:
Were these really mistakes? Or were they investments in relationships, growth and your wellbeing? The problem isn't that you're spending money. It's that you're spending it unconsciously. When you align your spending with your actual priorities (not what you think they should be), something magical happens: You stop feeling guilty about money decisions. You start feeling intentional. We've been working with people to create what we call "values-based money plans" - and the results have been incredible. No more restriction. No more guilt. Just clarity about what matters and a plan that actually works. Quick question: Think about your last month of spending. What purchase are you most proud of and what purchase do you most regret? Hit reply and let me know - I'd love to hear from you. Ready to stop the budget-guilt cycle? If you'd like some help creating a spending plan that actually works with your life (not against it), click here to schedule a free, 15 minute call and let's see how I can help! Love, |
Money and Marriage
Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Hello Reader , I had to share this with you because it was such a game-changer for our summer trip to the UK! We have just spent six weeks visiting friends and family, but halfway through, my husband and I were craving some alone time. You know how it is – as much as we love everyone, sometimes you just need your own space to recharge. So we started looking at Airbnbs for a week away... and nearly fell off our chairs at the prices. $2000+ for a decent house for just one week? My finance coach...
Dear Reader , If you’ve been doing all the right things, budgeting, cutting back, trying to save, but still feel stuck, you’re not alone. The truth is, most people don’t struggle with discipline.They struggle with direction. Because without a clear money goal, it’s hard to stay motivated. You can track spending all day long but if you don’t know what you’re working toward, it starts to feel pointless. This one mindset shift changed everything for us:When we decided to take our daughter to...
Dear Reader , Last weekend, I went shopping—and wow. I’m buying the same things I always do, but the total at the till? Higher. The cost of living crisis is still very much here. And if you’ve noticed that your grocery bill is still increasing, you’re not imagining it. So, to help you stick to your food budget and stop spending more than you really need to, here are some tips to spend only what you need to. Step 1: Start with a solid meal plan Before you even write your list, take a few...