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Hey Reader, Someone said something to me this week that made my whole day. She told me that after using my money plan for a few months, she couldn't live without it. Not "it's been helpful" or "it's made a difference." She couldn't live without it. And that's exactly the kind of thing that reminds me why I do what I do — because when a woman goes from avoiding her finances to not being able to imagine life without a plan, something has fundamentally shifted not just in her bank account but in her whole relationship with money. I want that for you too. And I want to tell you exactly what happens when you reply with the word PLAN — because I think sometimes the unknown is the scariest part and I want to make it as simple and as clear as possible for you. When you reply with PLAN, I personally reach out to you and invite you to a free 15 minute call. It's completely relaxed — no pressure, no agenda — just the two of us getting to know each other a little, where you tell me what's been on your heart around money and I get to hear where you are, where you want to be and how I can help you get there. Most of the women I speak to on that call have been carrying their money worries quietly for a long time — worrying about the same things, avoiding the same conversations and wondering why nothing ever seems to change no matter how hard they try. And what I hear most often, right at the end of that first conversation, is something like: "I can't believe how much better I already feel just from talking about it." After that call, if it feels like a good fit, you go on to book a 60-minute coaching session with me. That's where the real work happens — we sit down together, look at the real numbers honestly and create a plan that is forward thinking, realistic and built entirely around your life, your goals and your marriage. Not a cookie cutter approach — something completely specific to you and your situation. And here's what I want you to know about what happens at the end of that session — you don't leave feeling overwhelmed or ashamed or like you have a mountain of homework to do. You leave feeling happy, confident and genuinely excited about what your financial future looks like. You go from wondering where your money went to telling it exactly where to go. And that shift — from overwhelmed to intentional, from passive to in control — changes not just your finances but the way you feel in your marriage and in your home. And if that's something you'd be interested in, just reply with PLAN and I'll be in touch! Love, |
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hi Reader, Here's something I see happening in almost all couples I work with. When one person brings up money out of nowhere, the other person shuts down. Not because they don't care — but because they weren't ready. They feel cornered. And a conversation that starts with one person on the defensive almost never ends well. Here's what changes that. Before you bring up money this week, try this instead: "I'd really love for us to [get out of debt / save up an emergency fund / go on that trip...
Hey Reader, I still remember the day I found out. We were in debt and my husband bought a PlayStation. I was furious, not really about the PlayStation, but because we weren't on the same team with money. Maybe you've had a moment like that. Or maybe things are fine, but money conversations in your house are just... tense. A little awkward, something you both avoid. Either way, I get it. After years of working this out in my own marriage, and helping other couples do the same, I know one thing...
Hello Reader! I remember it like it was yesterday. It was August 2021. We couldn't leave the country due to COVID so we headed to the local beach for a few weeks. My husband finally had time to listen to an audiobook on personal finance. And one evening he turned to me and asked: "So shall we use the savings to clear the debt?" That evening, we sat together and talked about money. Calmly. Together. Without it turning into a fight. I honestly couldn't believe it. For so long, money had felt...