Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
How to set money goals that actually work
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Dear Reader , If you’ve been doing all the right things, budgeting, cutting back, trying to save, but still feel stuck, you’re not alone. The truth is, most people don’t struggle with discipline. Because without a clear money goal, it’s hard to stay motivated. You can track spending all day long but if you don’t know what you’re working toward, it starts to feel pointless. This one mindset shift changed everything for us: We chose a specific goal. Wrote down the number. Set a deadline. That trip became one of our most meaningful family memories, not because of the destination, but because we planned for it. We stayed focused. And we made it happen. Here’s how you can start doing the same: 🎯 Set a SMART money goal:
✅ Example: “Save $500 for car repairs in 2 months” Real numbers. Real deadlines. Real progress. Not sure where to begin? Write it down. Make it SMART. And keep it where you’ll see it every day, your fridge, mirror, or phone lock screen. To find out more, read my blog: How to Set Money Goals That Actually Work Remember: You just need a clear target and start moving toward it. If we can do it, so can you! Hit reply and let me know what money goal you're working towards right now! Love, P.S. If you're not sure what your next money goal should be, or how to actually get there, you don’t have to figure it out alone. I have a few spots this week for free 1:1 calls and I’d love to help you get clear and take that next step with confidence. Click HERE to book your call now, I can’t wait to hear your story and help you move forward. |
Money and Marriage
Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Hello Reader , We used to think we were hopeless with money. Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different. By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower. Sound familiar? Here's what we discovered: We weren't the problem. The approach was. Most budgets start with the wrong question. They ask: "How little can you spend?" But the right question is: "What do you want your...
Hello Reader , I had to share this with you because it was such a game-changer for our summer trip to the UK! We have just spent six weeks visiting friends and family, but halfway through, my husband and I were craving some alone time. You know how it is – as much as we love everyone, sometimes you just need your own space to recharge. So we started looking at Airbnbs for a week away... and nearly fell off our chairs at the prices. $2000+ for a decent house for just one week? My finance coach...
Dear Reader , Last weekend, I went shopping—and wow. I’m buying the same things I always do, but the total at the till? Higher. The cost of living crisis is still very much here. And if you’ve noticed that your grocery bill is still increasing, you’re not imagining it. So, to help you stick to your food budget and stop spending more than you really need to, here are some tips to spend only what you need to. Step 1: Start with a solid meal plan Before you even write your list, take a few...