Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
How to set money goals that actually work
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Dear Reader , If you’ve been doing all the right things, budgeting, cutting back, trying to save, but still feel stuck, you’re not alone. The truth is, most people don’t struggle with discipline. Because without a clear money goal, it’s hard to stay motivated. You can track spending all day long but if you don’t know what you’re working toward, it starts to feel pointless. This one mindset shift changed everything for us: We chose a specific goal. Wrote down the number. Set a deadline. That trip became one of our most meaningful family memories, not because of the destination, but because we planned for it. We stayed focused. And we made it happen. Here’s how you can start doing the same: 🎯 Set a SMART money goal:
✅ Example: “Save $500 for car repairs in 2 months” Real numbers. Real deadlines. Real progress. Not sure where to begin? Write it down. Make it SMART. And keep it where you’ll see it every day, your fridge, mirror, or phone lock screen. To find out more, read my blog: How to Set Money Goals That Actually Work Remember: You just need a clear target and start moving toward it. If we can do it, so can you! Hit reply and let me know what money goal you're working towards right now! Love, P.S. If you're not sure what your next money goal should be, or how to actually get there, you don’t have to figure it out alone. I have a few spots this week for free 1:1 calls and I’d love to help you get clear and take that next step with confidence. Click HERE to book your call now, I can’t wait to hear your story and help you move forward. |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hello Reader, Let me tell you about Martin and Amanda. They'd been married for 13 years. Thirteen years of birthdays, holidays, arguments about whose turn it was to do the dishes, and everything in between. But in all that time, they had never once sat down and talked about money. Not once. They had separate bank accounts. Separate financial lives. And an unspoken agreement to just… avoid talking about money altogether. When something went wrong — and sometimes it did — a bank loan quietly...
Hello Reader, Jac & Curtis from Alberta, Canada won a completely FREE Intentional Spending Plan session (worth $147). And I'm so excited to work with them. Here's what Jac said when she found out she won: "We're very excited to have expert support to get us on the same page financially and create a plan together that we are equally invested in!" That's it. That's the goal. Not just a budget. Not just tracking expenses. Getting on the same page. Building together. Both equally invested. That's...
Hello Reader, Can you believe we're already in week 3 of January? I know. It feels like 2026 just started... and yet here we are, almost a full month in. So let me ask you: how's it going? If I had to guess, you're probably in one of two places right now: Option 1: You're crushing it. You set financial goals on January 1st and you're actually following through. (If this is you - amazing! Keep going!) Option 2: You had good intentions. You said "this is the year we get our finances together."...