Dear Reader ,

If you’ve been doing all the right things, budgeting, cutting back, trying to save, but still feel stuck, you’re not alone.

The truth is, most people don’t struggle with discipline.
They struggle with direction.

Because without a clear money goal, it’s hard to stay motivated. You can track spending all day long but if you don’t know what you’re working toward, it starts to feel pointless.

This one mindset shift changed everything for us:
When we decided to take our daughter to Disney World, it started as a dream. We weren’t rolling in extra cash, we just got intentional.

We chose a specific goal. Wrote down the number. Set a deadline.
We put it on the fridge. Made a tracker. Watched our progress grow, dollar by dollar.

That trip became one of our most meaningful family memories, not because of the destination, but because we planned for it. We stayed focused. And we made it happen.

Here’s how you can start doing the same:
Forget vague goals like “save more” or “pay off debt someday.”
Instead, try this:

🎯 Set a SMART money goal:

• Specific – What are you saving for?
• Measurable – How much and by when?
• Achievable – Is it realistic for you right now?
• Relevant – Does it matter to you?
• Time-bound – Give it a clear deadline.

✅ Example: “Save $500 for car repairs in 2 months”
✅ Example: “Pay off $1,200 credit card by the end of September—$300/month”

Real numbers. Real deadlines. Real progress.

Not sure where to begin?​
Start with just one question: What’s the most important money goal for me right now?

Write it down. Make it SMART. And keep it where you’ll see it every day, your fridge, mirror, or phone lock screen.

To find out more, read my blog: How to Set Money Goals That Actually Work​

Remember:​
You don’t need to be perfect with money.

You just need a clear target and start moving toward it.

If we can do it, so can you!

Hit reply and let me know what money goal you're working towards right now!

Love,

P.S. If you're not sure what your next money goal should be, or how to actually get there, you don’t have to figure it out alone.

I have a few spots this week for free 1:1 calls and I’d love to help you get clear and take that next step with confidence.

​Click HERE to book your call now, I can’t wait to hear your story and help you move forward.