Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Steps you can take today
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Hi Reader , I believe true financial wealth is built in the quiet moments—the ones where we choose to do what’s important, even when it’s not urgent. Things like reviewing your finances, tracking your spending patterns, setting up sinking funds, or finally starting that emergency fund—none of it screams for your attention. But those quiet tasks? They’re the ones that make the biggest difference over time. That’s why I’m such a fan of “money dates”—just 20 minutes a month to take intentional action with your money. It could be:
In my experience, people don’t struggle financially because they’re careless—they struggle because they don’t make time for the non-urgent but high-impact money tasks. So here’s your nudge: look at your diary this week and carve out 20 minutes. Sit down—ideally with your partner if you have one—and tackle something that’s been on your financial to-do list for far too long. Ask yourself:
Remember, financial success often looks like doing the small things now, so you’re not paying for Christmas well into March. Top tip: Treat this time like picking the kids up from school—non-negotiable. And if it helps, mark it in your calendar as: "Creating financial freedom". That small mindset shift can help you show up with more energy and purpose. Lastly, ask yourself: What will this allow me to experience? How will my life be different once this is done? So go ahead—block off that time. Take action. And if you do, hit reply and let me know how it went. I’d love to cheer you on! With love, P.S. Even if it feels small or insignificant, every step you take builds momentum. You don’t have to do everything at once—just start with one thing. |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hi Reader , One of the most common things I hear from couples is: "We just can't get on the same page about money." One person wants to save. The other wants to enjoy life now. One sees a budget as freedom. The other sees it as restriction. Sound familiar? Here's the truth: getting on the same financial page doesn't mean you have to think exactly alike. It means you understand each other and work together toward a shared vision. This week, try this: Sit down with your spouse and ask them: "If...
Hello Reader , As a finance coach for couples, I get asked all the time: "What's the ONE book we should read together?" Without hesitation, I recommend "The Psychology of Money" by Morgan Housel. Here's why this book is a game-changer: It taught my husband and I (and now the couples I work with) that personal finance is more personal than it is finance. Our money decisions are driven by emotions, experiences and psychology rather than pure logic. Understanding why we make certain money...
Hi there Reader , I'm Karen, and I wanted to properly introduce myself—or reintroduce myself if we've crossed paths before. I'm a finance coach for Christian couples, and I live in Kenya with my husband (who pastors at a large Christian school here) and our daughter. We're originally from the UK, but we've made this beautiful country our home for a few years. Here's the thing: I didn't become a finance coach because I had it all figured out. I became one because it took my husband and me 18...