Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Steps you can take today
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Hi Reader , I believe true financial wealth is built in the quiet moments—the ones where we choose to do what’s important, even when it’s not urgent. Things like reviewing your finances, tracking your spending patterns, setting up sinking funds, or finally starting that emergency fund—none of it screams for your attention. But those quiet tasks? They’re the ones that make the biggest difference over time. That’s why I’m such a fan of “money dates”—just 20 minutes a month to take intentional action with your money. It could be:
In my experience, people don’t struggle financially because they’re careless—they struggle because they don’t make time for the non-urgent but high-impact money tasks. So here’s your nudge: look at your diary this week and carve out 20 minutes. Sit down—ideally with your partner if you have one—and tackle something that’s been on your financial to-do list for far too long. Ask yourself:
Remember, financial success often looks like doing the small things now, so you’re not paying for Christmas well into March. Top tip: Treat this time like picking the kids up from school—non-negotiable. And if it helps, mark it in your calendar as: "Creating financial freedom". That small mindset shift can help you show up with more energy and purpose. Lastly, ask yourself: What will this allow me to experience? How will my life be different once this is done? So go ahead—block off that time. Take action. And if you do, hit reply and let me know how it went. I’d love to cheer you on! With love, P.S. Even if it feels small or insignificant, every step you take builds momentum. You don’t have to do everything at once—just start with one thing. |
Money and Marriage
Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Dear Reader , Last weekend, I went shopping—and wow. I’m buying the same things I always do, but the total at the till? Higher. The cost of living crisis is still very much here. And if you’ve noticed that your grocery bill is still increasing, you’re not imagining it. So, to help you stick to your food budget and stop spending more than you really need to, here are some tips to spend only what you need to. Step 1: Start with a solid meal plan Before you even write your list, take a few...
Hi Reader , Do you and your partner ever wish you could talk about money without it turning into a heated debate? Wouldn’t it be amazing to have a space where you can align your financial goals, celebrate your victories and support each other—without fear of judgement? And what if you could get honest, actionable advice when you need it most? That’s exactly why I created the Money and Marriage Facebook group. This is the community I wish my husband and I had when we started our financial...
Hi Reader , If your finances feel a bit all over the place lately, you’re so not alone. The good news? You don’t need a total money makeover to start seeing progress — just a few smart, intentional steps. This is Part 1 of a short series where I’ll guide you through the very first things I get my coaching clients to do when they’re ready to get a handle on their finances. Let’s start with something powerful: Calculate your net worth - don’t worry — it’s not as scary as it sounds! Your net...