Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Steps you can take today
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Hi Reader , I believe true financial wealth is built in the quiet moments—the ones where we choose to do what’s important, even when it’s not urgent. Things like reviewing your finances, tracking your spending patterns, setting up sinking funds, or finally starting that emergency fund—none of it screams for your attention. But those quiet tasks? They’re the ones that make the biggest difference over time. That’s why I’m such a fan of “money dates”—just 20 minutes a month to take intentional action with your money. It could be:
In my experience, people don’t struggle financially because they’re careless—they struggle because they don’t make time for the non-urgent but high-impact money tasks. So here’s your nudge: look at your diary this week and carve out 20 minutes. Sit down—ideally with your partner if you have one—and tackle something that’s been on your financial to-do list for far too long. Ask yourself:
Remember, financial success often looks like doing the small things now, so you’re not paying for Christmas well into March. Top tip: Treat this time like picking the kids up from school—non-negotiable. And if it helps, mark it in your calendar as: "Creating financial freedom". That small mindset shift can help you show up with more energy and purpose. Lastly, ask yourself: What will this allow me to experience? How will my life be different once this is done? So go ahead—block off that time. Take action. And if you do, hit reply and let me know how it went. I’d love to cheer you on! With love, P.S. Even if it feels small or insignificant, every step you take builds momentum. You don’t have to do everything at once—just start with one thing. |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hello Reader, Let me tell you about Martin and Amanda. They'd been married for 13 years. Thirteen years of birthdays, holidays, arguments about whose turn it was to do the dishes, and everything in between. But in all that time, they had never once sat down and talked about money. Not once. They had separate bank accounts. Separate financial lives. And an unspoken agreement to just… avoid talking about money altogether. When something went wrong — and sometimes it did — a bank loan quietly...
Hello Reader, Jac & Curtis from Alberta, Canada won a completely FREE Intentional Spending Plan session (worth $147). And I'm so excited to work with them. Here's what Jac said when she found out she won: "We're very excited to have expert support to get us on the same page financially and create a plan together that we are equally invested in!" That's it. That's the goal. Not just a budget. Not just tracking expenses. Getting on the same page. Building together. Both equally invested. That's...
Hello Reader, Can you believe we're already in week 3 of January? I know. It feels like 2026 just started... and yet here we are, almost a full month in. So let me ask you: how's it going? If I had to guess, you're probably in one of two places right now: Option 1: You're crushing it. You set financial goals on January 1st and you're actually following through. (If this is you - amazing! Keep going!) Option 2: You had good intentions. You said "this is the year we get our finances together."...