Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Feeling overwhelmed by money? You’re not alone (and there’s a way through)
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Hi Reader , If your finances feel a bit all over the place lately, you’re so not alone. The good news? You don’t need a total money makeover to start seeing progress — just a few smart, intentional steps. This is Part 1 of a short series where I’ll guide you through the very first things I get my coaching clients to do when they’re ready to get a handle on their finances. Let’s start with something powerful:
Your net worth is simply: Everything you own (your assets) minus Everything you owe (your debts) So grab a pen and write down: What you own (bank account balances, savings, investments, your home, your car, etc.) What you owe (credit card balances, student loans, personal loans, mortgage) When you subtract the two, you’ll get your number. It’s not about judging yourself — it’s just a clear starting point, and a powerful way to track your financial progress over time. Two key areas I often focus on with clients once they know their number: Decreasing debt (especially high-interest ones like credit cards) Building up your emergency fund (more on that next!) You’ve got this. And I’ve got you. With love, P.S. Sometimes the first step is simply facing where things are at. If you want support working out your net worth, reply to this email and I’ll talk you through it — no jargon, no judgement. |
Money and Marriage
Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Hello Reader , We used to think we were hopeless with money. Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different. By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower. Sound familiar? Here's what we discovered: We weren't the problem. The approach was. Most budgets start with the wrong question. They ask: "How little can you spend?" But the right question is: "What do you want your...
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