Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
The moment everything changed
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Hi there Reader , I'm Karen, and I wanted to properly introduce myself—or reintroduce myself if we've crossed paths before. I'm a finance coach for Christian couples, and I live in Kenya with my husband (who pastors at a large Christian school here) and our daughter. We're originally from the UK, but we've made this beautiful country our home for a few years. Here's the thing: I didn't become a finance coach because I had it all figured out. I became one because it took my husband and me 18 years to get on the same financial page. Eighteen years of avoiding conversations. Eighteen years of tension. Eighteen years of feeling like roommates instead of teammates when money came into the picture. But when we finally got there, when we learned to communicate, to dream together, to stop letting money divide us, everything shifted. Our bank account improved, yes. But more than that? Our marriage transformed. I remember the exact moment my husband said, "OK, let's do this"—meaning, let's work together to get out of debt. My heart was bubbling over with hope. I clearly remember thinking: I can't be the only one who has experienced this struggle. And in that moment, my life's mission was born. I don't want it to take you eighteen years. I love bringing people hope, the same hope that filled my heart that day. It's my mission now to help other couples experience the same financial unity that my husband and I have found. And why Christian couples specifically? Because I love to pray with people. Starting a coaching session in prayer is the best way to start! As a Christian, I believe that there's something powerful about inviting God into your financial journey from the very beginning. Since 2023, I've been coaching couples through my 5-week programme, "Discover Financial Success as a Married Couple." I've seen couples who haven't truly discussed money in 13+ years of marriage finally get on the same page and start building their financial future together. If you'd like to know more about me and my story, you can check out my full blog post HERE. Outside of coaching, I love spending time with my family (especially when we're traveling!), reading, going for walks, and praying. But my greatest joy is seeing couples move from financial friction to financial partnership. If that's something you're longing for, I'd love to support you on that journey. Before I go, I'm curious: What's one thing you wish your spouse understood about the way you view money? Hit reply and let me know, I read every response. Love, P.S. If you're ready to stop plodding along and start building a financial plan together, click HERE to book a free 15-minute discovery call with me. Let's chat about how I can help you and your spouse get on the same financial page. |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hi Reader , One of the most common things I hear from couples is: "We just can't get on the same page about money." One person wants to save. The other wants to enjoy life now. One sees a budget as freedom. The other sees it as restriction. Sound familiar? Here's the truth: getting on the same financial page doesn't mean you have to think exactly alike. It means you understand each other and work together toward a shared vision. This week, try this: Sit down with your spouse and ask them: "If...
Hello Reader , As a finance coach for couples, I get asked all the time: "What's the ONE book we should read together?" Without hesitation, I recommend "The Psychology of Money" by Morgan Housel. Here's why this book is a game-changer: It taught my husband and I (and now the couples I work with) that personal finance is more personal than it is finance. Our money decisions are driven by emotions, experiences and psychology rather than pure logic. Understanding why we make certain money...
Hello Reader , We used to think we were hopeless with money. Every January, we'd set ourselves some new money goals. Set strict spending limits. Promise ourselves this time would be different. By March? We'd be ordering takeout, feeling guilty and convinced we lacked willpower. Sound familiar? Here's what we discovered: We weren't the problem. The approach was. Most budgets start with the wrong question. They ask: "How little can you spend?" But the right question is: "What do you want your...