Dear Reader ,

I hope that your week is going well!

Does it ever feel like your money disappears the moment it hits your account? You’re not alone—so many people are struggling to stay on top of their personal finances. The ease of online shopping, rising costs, and the pressure to keep up with others make it hard to stay in control. But here’s the good news: you can take control of your money, and I’m here to help you get started!

As a financial coach, I’ve worked with people who feel overwhelmed by debt and financial stress. It’s all too easy to lose sight of what’s important while trying to keep up with the pressures of everyday life. But by making a few strategic changes, you can find peace of mind, focus on what matters most, and start working towards your financial goals.

Ready to Get Started? Follow These Three Simple Steps:

1. Calculate Your Net Worth​
   The first step is understanding your financial situation. Calculate your net worth by subtracting your liabilities (debts) from your assets (cash, property, investments, etc.). Knowing this number will help you track your financial progress over time.
2. Create an Intentional Spending Plan​
   Forget the word ‘budget’—I like to call it an intentional spending plan. This is about telling your money where to go, rather than wondering where it went. By prioritising what’s most important to you, you’ll start to see the path towards your goals much more clearly.
3. Set Clear Money Goals​
   It’s time to set specific, actionable goals! Whether it’s paying off debt, building an emergency fund, or saving for something special, setting clear goals will keep you motivated.

What If You’re Married and Your Partner Isn’t On Board?

Managing finances as a couple can be a challenge—trust me, I’ve been there! That’s why I created Money and Marriage, my financial coaching business designed to help couples get on the same page financially. Whether it’s about overcoming differences or simply finding a starting point, we’ll work together to create a plan that fits your relationship and financial situation.

Want more in-depth tips? Click here to read my latest blog post! It’s full of advice on how to take control of your finances, shift your mindset, and create a financial future you’ll love.

Reader , if you’re ready to take control of your finances, I’m here to help! Book a free call with me today, and let’s start building the financial future you deserve.

Talk soon,

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