Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Feel Prepared for Whatever Life Throws Your Way
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Dear Reader , Do you ever find yourself confused about the difference between a sinking fund and an emergency fund? You’re not alone! While both are vital tools for financial stability, they serve distinct purposes. In my latest blog, I break down exactly what each fund is, how they work, and why you need them both to build a solid financial foundation. Whether it’s saving for planned expenses like holidays or preparing for life’s unexpected surprises, these funds can transform how you manage money. Read the Blog Now: Sinking Funds vs Emergency Funds When my husband and I started using these tools, it was a game-changer. From car repairs to annual subscriptions, sinking funds helped us plan ahead, while our emergency fund saved us from financial disasters like a broken boiler. These strategies strengthened not just our finances but also our relationship. Ready to simplify your finances and feel in control? Learn More: How to Set Up Sinking and Emergency Funds Let’s take the confusion out of budgeting and make your money work harder for you! Love, P.S. If you'd like personalised guidance to take control of your finances in 2025, I’d love to help! Book a 15-minute complimentary call with me to discuss how I can help you. Schedule Your Call Here. |
Money and Marriage
Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!
Hi Reader , As the year winds down and we prepare to welcome 2025, there’s no better time to reflect on your finances and set meaningful goals for the year ahead. The goals you set now can guide you to financial security and freedom for years to come. If you’ve ever felt stuck or unsure about how to make real progress with your money, this is your chance to turn things around. Goal setting can empower you to create a clear plan, stay focused, and track your progress. In my blog, Setting...
Dear Reader , As the year draws to a close, it’s the perfect time to take a step back and reflect. High interest rates, rising costs of living, and other financial stresses might have kept you up at night. But let me remind you: you’ve made progress. When I was out on my morning walk recently, feeling stressed about money, I took a deep breath and thought about how far we’ve come over the past few years. It struck me that it’s easy to get so caught up in the struggles that we forget to...
Dear Reader , Picture this: I’ve just booked a relaxing spa day, and my husband’s Amazon parcels are arriving at the door. No stress. No awkward questions. We know exactly where the money is coming from. The secret? Our “No Questions Asked” fund! Here’s how it works: Decide on a monthly budget for individual treats or purchases. Set up separate accounts for each of you, and fund them monthly from your Intentional Spending Plan. Use it guilt-free—spa days, hobbies, or even those spontaneous...