This is why we choose memories over things…


Hi Reader ,

I hope you're having a great week!

I’m currently away enjoying some much-needed family time. We’re staying on a little island in Naivasha, here in Kenya — surrounded by giraffes, monkeys, gazelles, hippos… and yes, a few snakes too (but let’s not focus on those!).

Spending intentional time together is something we deeply value. Instead of splurging on luxury items or regular dining out, we choose to save for experiences like these. It’s part of our WHY — to create memories together as a family.

Having a clear WHY is what helps us stay aligned, focused, and committed to what truly matters — and I’ve seen time and time again how powerful that clarity can be in transforming not just your finances, but your whole life.

So let me ask you — what’s your WHY?

What keeps you motivated when things get tough?

I’d genuinely love to know — feel free to reply to this email and share it with me.

But if you’re spending money in ways that don’t really match what matters most to you — or you’re not even sure what that is — you’re not alone. That’s exactly what my new, two-part coaching session is here to help you with.

Inside Create an Intentional Spending Plan That You Can Stick To, we’ll get clear on your personal priorities and build a simple, values-based plan for how you use your money — one that actually fits your life.

  • No more second-guessing your purchases.
  • No more guilt or confusion.
  • No more feeling like your money habits don’t reflect the life you truly want.

By the end of our sessions, you’ll walk away with:

  • A clear understanding of what truly matters to you financially
  • A realistic spending plan you feel good about
  • A deep sense of confidence and control around your money

This isn’t about cutting back for the sake of it.

It’s about spending with purpose — and finally feeling like your money is working for you, not against you.

I have a couple of spots open this coming week. So, if you’re ready to start being intentional with your hard earned cash, then click here to save your spot today!

I can’t wait to support you!

With love,

PS. I personally read and answer your email replies.

PPS. When you're ready, here's how I can help you:

  1. Get personal support with creating an Intentional Spending Plan that you can stick to. Click HERE for more information!
  2. Check out my signature framework, Discover Financial Success as a Married Couple.

Money and Marriage

Hi, my name is Karen and I am a Finance Coach and blogger. I specialise in helping couples talk about money - without arguing. Subscribe to my weekly newsletter for practical tips on how you can make your money go further so that you can live your best life!

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