Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
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Hello Reader, I hope that your week is going well! Have you ever set a financial goal, only to find that you forget about it in a few weeks? Or perhaps you’ve never thought about setting financial goals and don’t know where to start? For many years, I didn't set any money goals, but now, I know it's one of the smartest things that I can do for my personal finances! I know that goal-setting can feel overwhelming, but with the right approach, it becomes an empowering and motivating process that can change your personal finances. So, how do you feel about setting goals? 🌟 Do you have any financial goals in place right now? ✨ What is one goal you’re proud of having achieved, and how did it make you feel? 💪 I’d love to hear your thoughts on this – reply to this email to share your goals with me! Financial Goals: I believe that setting financial goals gives you direction and purpose, whether you're planning for something short-term, like a holiday, or longer-term, like retirement or homeownership. Here’s a quick guide to get you started: Short-term goals: These are goals you aim to achieve within a year – for example, paying off debt or saving for a holiday. Long-term goals: These are bigger-picture goals, like securing your retirement or buying a home. The key is to set SMART goals: Specific, Measurable, Achievable, Realistic, and Time-bound. For example, saving £75 each month for 5 years to build an emergency fund of £4,500 is a SMART goal that turns abstract desires into concrete plans. Take Action Today What’s one thing you’d like to accomplish in the next 12 months? It would be great if _______ (fill in the blank!). Once you’ve identified your goal, the next step is figuring out why you want to achieve it. The more personal and meaningful your reason, the more motivated you’ll be to succeed. If you'd like to read more about setting meaningful money goals, check out my blog Setting Financial Goals. Reader, would you like to set some money goals but lack motivation to get you started? I believe you have the potential to achieve any financial goal you set your mind to. Whether you’re looking to create a budget, pay off debt, or save for a future milestone, I’d love to help you on your journey. I’m offering a complimentary 30-minute Q&A call (with no obligation!) where we can chat about your current financial situation and how financial coaching might support you. Every client I’ve worked with has become more financially stable and confident. Book your FREE call now by replying to this email. Don’t wait – take this first step towards achieving financial success, your future self will thank you! Love, |
Money and Marriage
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hello Reader, Let me tell you about Martin and Amanda. They'd been married for 13 years. Thirteen years of birthdays, holidays, arguments about whose turn it was to do the dishes, and everything in between. But in all that time, they had never once sat down and talked about money. Not once. They had separate bank accounts. Separate financial lives. And an unspoken agreement to just… avoid talking about money altogether. When something went wrong — and sometimes it did — a bank loan quietly...
Hello Reader, Jac & Curtis from Alberta, Canada won a completely FREE Intentional Spending Plan session (worth $147). And I'm so excited to work with them. Here's what Jac said when she found out she won: "We're very excited to have expert support to get us on the same page financially and create a plan together that we are equally invested in!" That's it. That's the goal. Not just a budget. Not just tracking expenses. Getting on the same page. Building together. Both equally invested. That's...
Hello Reader, Can you believe we're already in week 3 of January? I know. It feels like 2026 just started... and yet here we are, almost a full month in. So let me ask you: how's it going? If I had to guess, you're probably in one of two places right now: Option 1: You're crushing it. You set financial goals on January 1st and you're actually following through. (If this is you - amazing! Keep going!) Option 2: You had good intentions. You said "this is the year we get our finances together."...