Dear Reader , Did you know that April marks Financial Literacy Month? It started in the U.S. but has grown into a global movement, encouraging people to take a closer look at their finances and make small but powerful changes. And there’s no better place to start than with your budget. I’ve learned over the years that managing money successfully comes down to three key things: ✔️ Always keep learning – Read, listen, and invest in yourself. But remember, knowledge is only powerful when you...

Hi Reader , This past week, our daughter won a school swimming race. No big deal, you might think—it’s not the Olympics. But for her, it was a huge moment. Gold! Just four weeks ago, she was on the hockey team. She loved hockey and had been playing for three years, showing up rain or shine—whether it was a 6am practise or a 7pm match. No matter how tough it got, she kept going, determined to improve and be a team player. But instead of lifting her up, her team tore her down. They blamed her...

Hi Reader , I just wanted to send a quick note to say—I see you. No matter where you are on your financial journey, every step forward is worth celebrating. When my husband and I first started working towards financial freedom, it often felt like a long, lonely road. But one thing I’ve learned is that even the smallest wins add up to something bigger. Maybe you paid off a little extra debt this month, had an honest money conversation with your partner, or simply felt more in control of your...