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Hello Reader! I remember it like it was yesterday. It was August 2021. We couldn't leave the country due to COVID so we headed to the local beach for a few weeks. My husband finally had time to listen to an audiobook on personal finance. And one evening he turned to me and asked: "So shall we use the savings to clear the debt?" That evening, we sat together and talked about money. Calmly. Together. Without it turning into a fight. I honestly couldn't believe it. For so long, money had felt like this big, heavy thing sitting between us. Something we both knew we needed to deal with but never quite knew how to approach without one of us getting defensive or shutting down. But that evening felt different. We weren't pointing fingers. We weren't going in circles. We just sat together, looked at things honestly, and made a simple plan we both felt good about. And when we were done? I felt so relieved. Like I could finally breathe again. That evening taught me something I wish someone had told me sooner, sorting out your finances doesn't have to be scary or stressful. It just needs to feel safe. And simple. And something you do together. So if money still feels heavy in your house right now — I want you to know that feeling is possible for you too. Can I ask, what does money feel like in your house right now? Is it something you avoid? Something that causes tension? Or are you just not sure where to even start? Hit reply and tell me, read every single email and I'd love to hear from you. Love, PS. Keep an eye on your inbox on Sunday because I have something really exciting coming! Something completely FREE that I think is going to help you and your spouse more than anything I've done before. I can't wait to share it with you! |
Hi, I'm Karen and I'm a Finance Coach for Christian couples. If you're ready to get on the same financial page and build wealth together, my weekly newsletter is for you. Get practical tips for having positive money conversations, stretching your budget and creating financial unity in your marriage.
Hi Reader, Here's something I see happening in almost all couples I work with. When one person brings up money out of nowhere, the other person shuts down. Not because they don't care — but because they weren't ready. They feel cornered. And a conversation that starts with one person on the defensive almost never ends well. Here's what changes that. Before you bring up money this week, try this instead: "I'd really love for us to [get out of debt / save up an emergency fund / go on that trip...
Hey Reader, Someone said something to me this week that made my whole day. She told me that after using my money plan for a few months, she couldn't live without it. Not "it's been helpful" or "it's made a difference." She couldn't live without it. And that's exactly the kind of thing that reminds me why I do what I do — because when a woman goes from avoiding her finances to not being able to imagine life without a plan, something has fundamentally shifted not just in her bank account but in...
Hey Reader, I still remember the day I found out. We were in debt and my husband bought a PlayStation. I was furious, not really about the PlayStation, but because we weren't on the same team with money. Maybe you've had a moment like that. Or maybe things are fine, but money conversations in your house are just... tense. A little awkward, something you both avoid. Either way, I get it. After years of working this out in my own marriage, and helping other couples do the same, I know one thing...