Hi Reader , As the year winds down and we prepare to welcome 2025, there’s no better time to reflect on your finances and set meaningful goals for the year ahead. The goals you set now can guide you to financial security and freedom for years to come. If you’ve ever felt stuck or unsure about how to make real progress with your money, this is your chance to turn things around. Goal setting can empower you to create a clear plan, stay focused, and track your progress. In my blog, Setting...
29 days ago • 1 min read
Dear Reader , As the year draws to a close, it’s the perfect time to take a step back and reflect. High interest rates, rising costs of living, and other financial stresses might have kept you up at night. But let me remind you: you’ve made progress. When I was out on my morning walk recently, feeling stressed about money, I took a deep breath and thought about how far we’ve come over the past few years. It struck me that it’s easy to get so caught up in the struggles that we forget to...
about 1 month ago • 1 min read
Dear Reader , Picture this: I’ve just booked a relaxing spa day, and my husband’s Amazon parcels are arriving at the door. No stress. No awkward questions. We know exactly where the money is coming from. The secret? Our “No Questions Asked” fund! Here’s how it works: Decide on a monthly budget for individual treats or purchases. Set up separate accounts for each of you, and fund them monthly from your Intentional Spending Plan. Use it guilt-free—spa days, hobbies, or even those spontaneous...
about 1 month ago • 1 min read
Does managing finances ever feel like just another chore on the to-do list? What if I told you it could actually be a source of fun for your family? That’s exactly what we discovered when we tried gamifying our family’s approach to money. Rather than my usual reminders (or what may have felt like nagging!) about budgeting and saving, we turned it into a friendly game where everyone played a part. It brought out a different side of family finance—one that was light-hearted and even joyful....
2 months ago • 1 min read
Dear Reader , Can you believe Christmas is right around the corner? While it's such a magical time of year, I know how overwhelming the pressure to spend can be – especially when you're trying to balance the festive spirit with staying on budget. That's why I've put together my top tips to help you save money this Christmas without missing out on the fun! With a little bit of planning and some of the tricks we use in our own family, you'll be able to enjoy the festive season without breaking...
3 months ago • 1 min read
Hi Reader , Are you finding it hard to stay motivated while paying off debt? Don’t worry—you’re not alone! Many people experience ups and downs on their debt-free journey. Having been through it myself, I understand just how challenging it can feel, especially during the long, slow middle part. In my latest blog, I share our personal experience and the strategies that helped us stay motivated while paying off debt. Whether you're just starting out or have been on your debt-free journey for a...
3 months ago • 1 min read
Dear Reader , I hope that your week is going well! Does it ever feel like your money disappears the moment it hits your account? You’re not alone—so many people are struggling to stay on top of their personal finances. The ease of online shopping, rising costs, and the pressure to keep up with others make it hard to stay in control. But here’s the good news: you can take control of your money, and I’m here to help you get started! As a financial coach, I’ve worked with people who feel...
4 months ago • 1 min read
Hello Reader, I hope that your week is going well! Have you ever set a financial goal, only to find that you forget about it in a few weeks? Or perhaps you’ve never thought about setting financial goals and don’t know where to start? For many years, I didn't set any money goals, but now, I know it's one of the smartest things that I can do for my personal finances! I know that goal-setting can feel overwhelming, but with the right approach, it becomes an empowering and motivating process that...
4 months ago • 2 min read
Hi Reader , I hope you’re having a great week! As we all know, planning a wedding is an exciting time full of love and anticipation. However, amidst all the planning, one of the most important things couples often overlook is discussing money. We all want to build a future full of love and joy, and guess what? Being on the same page about finances plays a huge role in that! Whether you’re newly engaged, about to get married, or know someone who is, I’ve put together 10 essential money...
4 months ago • 2 min read